Attention homeowners: Real estate appraisal services for in Raleigh and Wake County
Here are the top 7 reasons NC homeowners call on The Northcutt Group:
Do you own a house in or near Raleigh? Do you need help deciding the value of your real estate?
We at The Northcutt Group understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at The Northcutt Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours. Need to cancel PMI?A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At The Northcutt Group, we're experienced in helping customers just like you dismiss unwanted and unneeded PMI insurance. Challenging Wake county's assessment of your propertyIf you live in an area that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from The Northcutt Group is your best weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from The Northcutt Group can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? The Northcutt Group can We can assist you. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house. |